00527naa#a2200181#i#450# EN\RIOR\bibl\847 20250422133849.2 2500-1469 20131001b2013####ek#y0engy0150####ca RUS RU The impact of technical risks in the financial activities of the insurance company Journal article Moscow Publishing Center RIOR 2013 5 с. Journal article local Kozlov Aleksandr Kozlova Elena riorpub.com