00489naa#a2200181#i#450# EN\RIOR\bibl\7050 20240501142501.3 2409-6024 20150831b2015####ek#y0engy0150####ca RUS RU Model of utility services payment setting Journal article Moscow Publishing Center RIOR 2015 5 с. Journal article local Lankin Viktor Glod Olga Denisovna riorpub.com