00593naa#a2200169#i#450# EN\RIOR\bibl\67308 20241104043056.1 2409-6024 20230805b2023####ek#y0engy0150####ca RU Credit risks and their impact on the activities of a commercial bank Journal article Moscow Publishing Center RIOR 2023 6 с. Journal article local Финансы. Банковское дело. Деньги и денежное обращение. 336 Gokoev Aleksandr Sergeevich riorpub.com