00721naa#a2200181#i#450# EN\RIOR\bibl\123911 20260524062353.7 2409-6024 20260523b2026####ek#y0engy0150####ca RU EVALUATING THE ECONOMIC EFFICIENCY OF ARTIFICIAL INTELLIGENCE IMPLEMENTATION IN THE RUSSIAN BANKING SECTOR ( A CASE STUDY OF SBERBANK PJSC AND VTB PJSC) Journal article Moscow Publishing Center RIOR 2026 9 с. Journal article local Экономика. Народное хозяйство. Экономические науки. 33 Sheremet Artem Gennadievich Troitskaya Nadezhda Nikolaevna riorpub.com