%0 Journal Article %T AUTOMATION OF THE PROCESS OF PRELIMINARY ASSESSMENT OF CREDITWORTHINESS OF COMMERCIAL BANK CLIENTS %A ZARIPOVA, K.I. %A NURIEV, M.G. %K bank, creditworthiness, assessment process, efficiency, automation, customers, service, banking services %J Russian Journal of Management %D 2025 %N 12 %P 14 %I Publishing Center RIOR