%0 Journal Article %T TRANSFORMATION OF TRADITIONAL FINANCIAL INSTITUTIONS IN THE CONTEXT OF THE DEVELOPMENT OF DECENTRALIZED FINANCE (DEFI) %A Petrov, A.M. %K decentralized finance, DeFi, blockchain, cryptocurrency, smart contracts, financial security, innovations in finance. %J Russian Journal of Management %D 2025 %N 12 %P 6 %I Publishing Center RIOR