TY JOUR TI COUNTERING CYBER FRAUD AS A FACTOR IN ENSURING THE ECONOMIC SECURITY OF THE BANKING SECTOR KW antifraud system KW banking sector KW malware KW cybercrime KW telephone fraud KW phishing JO Russian Journal of Management AU Suglobov, A.E. AU Minakov, A.V. PY 2026 IS 14 PB Publishing Center RIOR