@article{Sheremet2026evaluating, author={Sheremet, A.G. and Troitskaya, N.N.}, title={EVALUATING THE ECONOMIC EFFICIENCY OF ARTIFICIAL INTELLIGENCE IMPLEMENTATION IN THE RUSSIAN BANKING SECTOR ( A CASE STUDY OF SBERBANK PJSC AND VTB PJSC)}, journal={Russian Journal of Management}, publisher={Publishing Center RIOR}, year={2026}, pages={463-472}, volume={14}, issue={4}, }