TY JOUR TI WAYS TO DEVELOP THE RUSSIAN INSURANCE MARKET IN THE CONTEXT OF ECONOMIC CRISIS KW Russian insurance market KW sanctions KW development problems KW investment activity KW reinsurance KW digitalization KW artificial intelligence (AI) KW cyber risks KW CTP KW development prospects JO Russian Journal of Management AU Galiullina, D.I. AU Sharifyanova, Z.F. PY 2025 IS 13 PB Publishing Center RIOR